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HMH Mission Bios Services Overview HMH Advantage

HMH has designed specialized applications of life insurance for major employers that are leaders in their industries.

Employers face challenges including:

  • Earnings pressures due to taxes and rising benefit expenses
  • Prioritizing the various projects competing for scarce capital
  • Managing change with respect to inadequate COLI performance

HMH delivers specialized applications of life insurance designed to:

  • Reduce the cost of benefits while increasing employee benefit security
  • Free up capital that otherwise would not be available for other projects
  • Meet employer investment management expectations without prohibited investor control