HMH Principals perform life expectancy audits and analyses to ensure the most accurate life expectancy estimates possible.

These services are available to life expectancy service providers and investors contemplating investments in life insurance contracts.

HMH audtis include a thorough review of data recordkeeping procedures, a detailed actuarial analysis of observed experience under the client's cases compared to the client's historical life expectancy estimates, and a quantification of the accuracy of the client's life expectancy estimates using various actuarial models and inputs.

Upon completion of our review, HMH delivers a report that outlines the audit findings and provides the results of HMH's actual-to-expected life expectancy ration analysis.

For further information, call James Hess, Principal, HMH Consulting at 908-305-6408.