HMH has designed specialized applications of life insurance for life insurers and their products.

Life insurers face challenges as sellers of COLI including:

• Delivering competitive and profitable pricing
• Maintaining robust distribution and increasing market share
• Keeping product features current with best practices in the industry

HMH offers focused services to life insurers as sellers of COLI:

• Pricing techniques that lower risk and increase margins while maintaining competitiveness
• Market penetration and business conservation strategies
• Product enhancements that establish new benchmarks for best practices