Here is what others say about HMH:

"HMH worked with one of their clients to retain our firm when the client’s insurance company refused to pay claims for death benefits under its COLI program. The matter was settled to the client’s satisfaction after we filed a complaint. HMH has deep understanding of life insurance contracts, the reserves held under those contracts, and the insurer’s obligations to pay claims. Charlie, Jim, and Aimee were highly responsive to our requests, guiding us through the intricacies of those incredibly complex products, and simplifying everything for ease of understanding. John Balaban had in-depth understanding of the numbers bearing on the insurer’s obligations, having kept records since inception of the COLI program. The home page of their website says “Demand objective advice. Engaged unparalleled expertise. Implement informed decisions.” They over-delivered on those representations. We would not have achieved the very satisfactory result in an extremely complicated insurance claim without their expertise and guidance."

Stephen A. Scott
Partner
HayesScottBoninoEllingsonGuslaniSimonson&Clause LLP
2020

"We retained HMH to build a new SVA BOLI/COLI product 'from the ground up' that we expect will give us a competitive advantage with all of its innovative features. HMH demonstrated unparalleled knowledge of BOLI/COLI as well as the laws and regulations applicable to the product. They exceeded our expectations repeatedly with creative drafting recommendations as well as overcoming regulatory hurdles that seemed insurmountable. We are extremely pleased with the quality and speed of the service that HMH provided to us."

John Gatesman
President, Affluent & Corporate Markets Group
American General Life Companies
2010

"We engaged HMH to help us negotiate urgently-needed revisions to our SVA BOLI at the height of the market turmoil in late 2008. They responded immediately and helped us achieve our earnings goals. Our management found HMH's expertise and objective advice to be invaluable."

William McGarry
Chairman and Chief Executive Officer
Ridgewood Savings Bank
2010

"As soon as we retained HMH, they identified insurance carrier mistakes, immediately adding value to our life insurance programs. More importantly, in addition to the comfort of knowing that they have an unexcelled knowledge of life insurance, I have absolute confidence that HMH will always give me objective advice based solely upon my best interests. I take great comfort in knowing that the HMH consultants are never going to "sell" me insurance disguised as advice."

Daralyn B. Peifer
Vice President, Treasurer
General Mills
2007

"HMH exceeded my expectations. They're resourceful and provide independent advice unclouded by transaction-based compensation."

Sheldon I. Banoff, P.C.
Partner
Katten Muchin Rosenman LLP
2006

"HMH has done impressive work for us. Charlie and Jim have over-delivered on every request we made. The deliverables are always ahead of schedule and within budget. They are knowledgeable, innovative, and well connected. We are fortunate to have them on our team."

Stephen M. Christopher
President/CEO
Capital Partners Funding Group
2006

"As a technology consultant for some of the nation's largest financial institutions, I am continually impressed by HMH's commitment to client data security controls and policies. HMH regularly engages our firm to audit and assess its technology and information security practices and to enhance them to meet or exceed both client requirements and industry standards."

Ray C. Scaringe
Managing Partner
Corbeau Technologies
2006